NOTICE: Hail Damage In Your Area
Hailstorms can cause serious damage to a roof. The impact from a hailstone can bruise or crack roofing shingles, potentially leading to water damage in your home. It’s important to remember hail damage can and does lead to water leakage and structural damage throughout your roofing system and within your home. The dents created by smaller hailstones cause your shingles to weaken over time, leaving them vulnerable to everything from sun exposure to the next heavy rainfall or hailstorm.
Don’t wait to get an inspection. Premier is an experienced and skilled roofing company. We will properly assess the damage and offer you necessary guidance regarding a roof repair or replacement. We’re also able to handle the insurance claim process.
Does Homeowners Insurance Cover Hail Damage to Your Roof?
Most insurance policies will cover hail damage. Before battling with insurance adjusters, enlist our local pros to inspect and document damage like the seasoned experts we are. Premier knows how to document damage in the format insurance companies prefer, and a professional assessment will give you peace of mind that you're covering all your bases after you've filed a claim. Identifying hail damage after a storm requires the professional inspection of an experienced roofer. Having completed thousands of storm restorations in Michigan - we know exactly what insurance companies look for. You will want to have a team like Premier on your side to help you get the best results during your insurance claim process.
We know and understand how hail damage affects different roofing materials. Roof hail damage can vary greatly from one part of a house roof to another. The variation is primarily due to the wind driving the hail. A glancing blow will do less damage than hail that impacts the roof at close to 90 degrees.
- Roof hail damage on asphalt shingles: Shingles can have broken or cracked tabs, but the most common hail damage takes the form of crushed or dented areas where granules are forced into the shingle mat material or displaced entirely. Since granules protect the shingle from UV degradation, hail dents shorten the lifespan of your shingles. This damage usually qualifies the homeowner for an insurance claim.
- Hail damage to wood shingles: Wood shingles can crack from hail impacts. Cracking will occur along the grain and can cause parts of shingles to break loose.
- Hail damage to slate roofs: Hail impact can crack slates, although cracks in slate tend to be more random than cracks in wood shingles. Some slates may break loose from their fasteners and slide off the roof.
Premier will respond quickly when you’ve suffered storm damage, will give you a free inspection and estimate for repairs or replacement, and will assist you in filing your insurance claim.
How to Avoid a Roofing Scam
If you're in an area recently affected by a hailstorm, beware of storm-chasing contractors sweeping through neighborhoods and asking for business. Roofing scams are often designed to separate you from your money with upfront payments or by exploiting your homeowner’s insurance claim. Often the fly-by-night roofers are not truly local and they do shoddy or incomplete work. We have been in business for nearly 20 years and have seen it countless times. Here’s how a typical roof scam works: After a storm hits your area, someone knocks on your door and claims to be a local contractor. The scammer will pressure you to sign a contract on the spot. They might even offer a roof inspection, but beware – it could be a ploy to intentionally cause more damage and inflate an insurance claim.
Here are some common roofing insurance scams to be aware of:
- Advance Payment: Dishonest contractors push for upfront payments before lifting a hammer. Sadly, they disappear, leaving your roof untouched.
- On-the-Spot Contracts or Insurance Check Transfers: Claims of swift insurance approval become a tool to pressure you into immediate contracting. Beware of claims chasers who sidestep fair bidding and refuse to earn business the right way.
- Exaggerated damage: Scammers play the drama card, magnifying or even fabricating damage to pad bills. In some cases, they might escalate damage intentionally to hike up costs. This is fraud!
- Low Bids: Watch out for enticing deals or "special hail damage" discounts that seem unrealistically low. Scammers might even promise deductible rebates – usually a red flag.
- Substandard Materials: Even if they complete the work, these scammers rush through it with inferior materials, leaving you with shoddy workmanship.
Curious about an authentic hail damage roof inspection and estimate? Let us prove our integrity the honest way. Reach out to us or submit an estimate request on our website. Your peace of mind is worth safeguarding.
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