Notice: Hail Damage in Your Area
Hailstorms can wreak havoc on your roof and leave behind a trail of destruction compromising the structural integrity of your home. The forceful impact of hailstones can cause bruising, cracking, and denting of your roofing shingles, potentially leading to water infiltration and extensive damage. Even seemingly minor dents caused by smaller hailstones can weaken your shingles and leave them vulnerable to further deterioration from sun exposure, heavy rainfall, or future hailstorms.
Take action right away. Premier Roofing & Exteriors’ experienced Onekama roofing contractors will thoroughly assess the extent of the damage and provide you with the necessary guidance for a roof repair or replacement. Our team of experts will also help guide you through the insurance claims process so you get the proper coverage.
Does Homeowners Insurance Cover Hail Damage in Onekama, MI?
Most homeowners insurance policies provide coverage for hail damage to your roof. However, navigating the claims process and insurance adjusters can be daunting. Premier Roofing & Exteriors’ local professionals are equipped to inspect and meticulously document the damage.
Identifying hail damage after a storm requires the trained eye of an experienced roofer. We understand how hail damage affects different roofing materials, and we recognize the extent of damage can vary greatly depending on the wind speed and the angle at which the hail strikes the roof. A glancing blow will cause less damage than hail impacting a roof at a 90° angle.
- Hail damage on asphalt shingles: The most common form of hail damage to asphalt shingles is the wearing away of protective shingle granules. Granules protect the shingles from UV damage and the loss of granules shortens your shingles lifespan. Hail can also break or crack the tabs of your shingles in more severe cases.
- Hail damage to wood shingles: Hail impacts can crack wooden shingles. Cracking typically occurs along the grain of the shingles and causes parts of the shingles to break loose.
- Hail damage to stone slate roofs: Heavy hail impacts can crack stone slates. Slate roofing tends to crack more randomly than wooden shingles, and slates may even be broken loose by hail and slide off of your roof.
Premier Roofing & Exteriors understands the importance of acting fast when you’ve suffered hail damage. Our team will quickly provide you with a free inspection and estimate for repairs or replacement, and we’ll help you start the insurance claim process.
How to Avoid a Roofing Scam
If a hailstorm recently hit Onekama, beware of storm-chasing contractors going door-to-door soliciting business. Roofing scams often involve fly-by-night roofers pressuring you to sign a contract, pay upfront, take your money, and perform low-grade work. The “company” may even offer you a roof inspection to deliberately cause damage and inflate an insurance claim. Premier has seen these scams over and over. Never hire someone who shows up unsolicited after a storm. Take your time to thoroughly vet contractors and avoid high-pressure sales tactics. Choose Premier for an honest assessment and ethical claims process.
Common roofing insurance scams to be aware of:
- Advance Payment: Dishonest contractors may pressure you to make upfront payments before any work is done. Unfortunately, they often disappear without touching your roof.
- On-the-Spot Contracts or Insurance Check Transfers: Beware of claims chasers who insist on immediate contracting and claim they can quickly get your insurance claim approved. The tactic sidesteps proper bidding and aims to pressure you into hasty decisions.
- Exaggerated damage: Scammers may magnify or even fabricate damage to inflate costs. They might even intentionally escalate damage to hike up the repair bill - which is fraud.
- Low Bids: Unrealistically low bids or “special hail damage” discounts can be a red flag. Some scammers might even promise deductible rebates, which is often illegal.
- Substandard Materials: Even if work is completed, some contractors rush through the job using low-quality materials, leaving you with a low-quality roof.
We believe in earning your trust through integrity and transparency. If you’re curious about an authentic hail damage roof inspection and estimate, contact us today or submit an online form. Your peace of mind is our top priority, and we’re committed to protecting your best interests.
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